Aktiv eller passiv fondförvaltning Vilken förvaltningsmetod ger högst riskjusterad avkastning under 10 år och under en finansiell kris?

Abstract

Investing in mutual funds has become more common and more popular in recent years. Since the subject concerns a lot of people and their personal finance, it is of interest to examine which type of fund that performs the best with the consideration of risk, an active or passive mutual fund, and which of the following will be most favorable to invest in when fees have been deducted. Data on the rate of return has been collected from 13 passive and 40 active mutual funds during a period of 10 years that ranges from 2011 to 2021. A particular investigation has been made month by month during 2020 – the year that Covid 19 broke out and caused an extra volatile year on the financial markets. The study uses a quantitative method by measuring rate of return and risk to examine and analyze the different management types for mutual funds. The conclusion indicates that the active mutual funds performed better than the passive funds during the period 2011-2021 but none of the funds managed to outperform their benchmark index SIXPRX during the same period. The month-by-month of 2020 investigation concluded that active funds performed better than the passive funds and managed to beat their benchmark index SIXPRX over the period as well.