| dc.contributor.author | Palm Ballesta, Rebecca | |
| dc.contributor.author | Poole Bonnier, Fredrika | |
| dc.date.accessioned | 2018-07-04T10:33:06Z | |
| dc.date.available | 2018-07-04T10:33:06Z | |
| dc.date.issued | 2018-07-04 | |
| dc.identifier.uri | http://hdl.handle.net/2077/56997 | |
| dc.description | MSc in Finance and Economics | sv |
| dc.description.abstract | The aim of this thesis is to investigate if stricter capital regulation creates negative shocks
in the loan market and if these shocks adversely effect Small and Medium sized Enterprises
(SME) access to external financing through the bank lending channel. This is tested through a
Difference-in-Difference (DiD) model, where loan volume and interest rates of SMEs are compared
to large firms in Europe from 2011 to 2016. The results indicate that there is a significant
difference in both loan volume and price after 2014 when Basel III was implemented. Contrary
to what was expected, the analysis show that SMEs seem better off after the implementation.
The increase in lending and decrease in price towards SMEs relative to large firms indicating a
healthier system. The mitigated effect of Basel III is assumed to be caused by factors such as
the SME Supporting Factor. | sv |
| dc.language.iso | eng | sv |
| dc.relation.ispartofseries | Master Degree Project | sv |
| dc.relation.ispartofseries | 2018:150 | sv |
| dc.subject | SME | sv |
| dc.subject | Bank Lending Channel | sv |
| dc.subject | External Finance | sv |
| dc.subject | Capital Regulation | sv |
| dc.subject | Basel III | sv |
| dc.subject | SME SF | sv |
| dc.title | The Adverse Effects of Stricter Capital Regulation on the SME Bank Lending Channel | sv |
| dc.type | Text | |
| dc.setspec.uppsok | SocialBehaviourLaw | |
| dc.type.uppsok | H2 | |
| dc.contributor.department | University of Gothenburg/Graduate School | eng |
| dc.contributor.department | Göteborgs universitet/Graduate School | swe |
| dc.type.degree | Master 2-years | |
